7 Loan Myths Debunked: What Every Australian Needs to Know Before Borrowing in 2024

Image of a pair of brown shows on a foothpath with the words myth & fact near them and arrows pointing away from each one representing the loan myths in circulation about home loans in Australia and the purpose of this article to rebunk them.

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.27.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.0″ text_font=”||||||||” text_text_color=”#FFFFFF” header_3_font_size=”13px” header_3_line_height=”1.3em” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_font_size_tablet=”” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”34px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” text_text_align=”justify” global_colors_info=”{}”] 7 Loan Myths Debunked 2024 This article dispels common misconceptions about home and investment loans in Australia, providing […]

7 Things You Should Know About Borrowing Capacity in 2023

Image of What You Need to Know About Home Loans & Borrowing Capacity in 2023

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.21.0″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] Borrowing Capacity FAQ 2023 If you’ve been thinking about buying a home or investment property, or moving into a larger property or a different area, chances are your first […]

10 Things You Should Know About Mortgage Lenders Insurance (LMI)

Image of 10 Things You Should Know About Lenders Mortgage Insurance (LMI)

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.2″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] LMI – Mortgage Lenders Insurance FAQ 2023 If you’re a first home buyer, or you’ve started shopping around for a new home or investment loan, you’ve probably heard of […]

Understanding Your Credit Score in Australia in 2023

Image Header of Understanding Your Credit Score in Australia in 2023

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.0″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” hover_enabled=”0″ text_text_align=”justify” global_colors_info=”{}” sticky_enabled=”0″] Understanding Your Credit Score in Australia in 2023 ARTICLE AT A GLANCE If you’ve ever applied for a loan, you’ve probably heard the terms ‘credit […]

5 Signs That Tell You It’s Time to Review Your Home Loan in 2023

The 5 Signs That Tell You It's Time to Revise Your Home Loan in 2023 | NBS Home Loans Sydney Finance Article

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.4″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] The 5 Signs It’s Time To Review Your Home Loan ARTICLE AT A GLANCE If you have a home or investment loan, you’ll no doubt have heard the advice […]

The 2023 Investment Property Loans FAQ

Image representing faqs for property loans faq 2023 & investment properties for property investors

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.19.3″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.3″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] The Investment Property Loans FAQ 2023 for Property Investors in Australia ARTICLE AT A GLANCE It’s almost that time of year when hardworking Aussies get ready to down tools […]

Why Interest Rates Don’t Tell The Whole Story

Image Representing Why Interest Rates Don’t Tell The Whole Story When Choosing a Home Loan

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.1″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] Telling The Whole Story of Interest Rates For Choosing a Home Loan ARTICLE AT A GLANCE For most Aussies, their mortgage is their single biggest ongoing financial commitment. Refinancing […]

Everything You Need To Know About Home Loan Loyalty Tax in Australia

Image representing home loan loyalty tax, how you know if it affects you, and what you can do to avoid it.

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.5″ text_font=”||||||||” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” hover_enabled=”0″ text_text_align=”justify” global_colors_info=”{}” sticky_enabled=”0″] ARTICLE AT A GLANCE In February 2020, RBA Governor Philip Lowe drew attention to the idea of a ‘lender loyalty tax’ when he urged Australian homeowners to shop […]

Will First Home Buyers Be Able To Afford Their Own Home?

Image of NBS Home Loans Finance Article First Home Buyers "Will First Home Buyers Be Able to Afford My Own Home?"

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] ARTICLE AT A GLANCE With rising interest rates, high house prices and the increased cost of living, the dream of property ownership can seem out of reach for many first-time […]

How to Apply for a Home Loan With NBS Home Loans

Image representing How to Apply for a Home Loan with NBS Home Loans

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.17.4″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”0px|0px|0px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] ARTICLE AT A GLANCE Applying for a home or investment loan doesn’t need to be daunting. At NBS Home Loans, we will do everything we can to make the process […]