7 Loan Myths Debunked: What Every Australian Needs to Know Before Borrowing in 2024

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7 Things You Should Know About Borrowing Capacity in 2023

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.21.0″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] Borrowing Capacity FAQ 2023 If you’ve been thinking about buying a home or investment property, or moving into a larger property or a different area, chances are your first […]
10 Things You Should Know About Mortgage Lenders Insurance (LMI)

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.2″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] LMI – Mortgage Lenders Insurance FAQ 2023 If you’re a first home buyer, or you’ve started shopping around for a new home or investment loan, you’ve probably heard of […]
Understanding Your Credit Score in Australia in 2023

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.0″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” hover_enabled=”0″ text_text_align=”justify” global_colors_info=”{}” sticky_enabled=”0″] Understanding Your Credit Score in Australia in 2023 ARTICLE AT A GLANCE If you’ve ever applied for a loan, you’ve probably heard the terms ‘credit […]
5 Signs That Tell You It’s Time to Review Your Home Loan in 2023

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.4″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] The 5 Signs It’s Time To Review Your Home Loan ARTICLE AT A GLANCE If you have a home or investment loan, you’ll no doubt have heard the advice […]
The 2023 Investment Property Loans FAQ

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.19.3″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.3″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] The Investment Property Loans FAQ 2023 for Property Investors in Australia ARTICLE AT A GLANCE It’s almost that time of year when hardworking Aussies get ready to down tools […]
Why Interest Rates Don’t Tell The Whole Story

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.1″ text_font=”||||||||” text_text_color=”#FFFFFF” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] Telling The Whole Story of Interest Rates For Choosing a Home Loan ARTICLE AT A GLANCE For most Aussies, their mortgage is their single biggest ongoing financial commitment. Refinancing […]
Everything You Need To Know About Home Loan Loyalty Tax in Australia

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.5″ text_font=”||||||||” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” hover_enabled=”0″ text_text_align=”justify” global_colors_info=”{}” sticky_enabled=”0″] ARTICLE AT A GLANCE In February 2020, RBA Governor Philip Lowe drew attention to the idea of a ‘lender loyalty tax’ when he urged Australian homeowners to shop […]
Will First Home Buyers Be Able To Afford Their Own Home?

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.18.0″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”1px|0px|1px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] ARTICLE AT A GLANCE With rising interest rates, high house prices and the increased cost of living, the dream of property ownership can seem out of reach for many first-time […]
How to Apply for a Home Loan With NBS Home Loans

[et_pb_section fb_built=”1″ module_class=”dct-section-primary” _builder_version=”4.17.4″ background_position=”bottom_center” background_blend=”overlay” custom_padding=”0px|0px|20px|0px|false|false” top_divider_flip=”vertical” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” _builder_version=”4.16″ custom_padding=”0px|0px|0px|0px|true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” background_color=”#0C71C3″ text_orientation=”justify” custom_padding=”20px|20px|20px|20px|false|false” text_text_align=”justify” global_colors_info=”{}”] ARTICLE AT A GLANCE Applying for a home or investment loan doesn’t need to be daunting. At NBS Home Loans, we will do everything we can to make the process […]