First Home Loan Deposit Scheme 2020-2021 | Newsletters | October 2020

A Note From Martin Walmsley, Principal Broker


In our last newsletter, I announced that NBS Home Loans would soon begin offering property management services, creating a ‘one-stop-shop’ for clients with new or existing investment properties.

I’m thrilled to let you know that this process is almost complete, and over the next few months, my team will be getting in touch with NBS Home Loans clients to offer property management services at a discounted rate through NBS Real Estate.

We look forward to speaking with our investment property clients soon, but please don’t hesitate to reach out in the meantime if you’d like more information about our services.

I’d also like to remind everyone that with rates still at record lows, it’s a good time to review your existing loans to make sure they still meet your needs and you stay on a sharp rate.

If you haven’t already spoken with our Client Manager, Beth Watts, please feel free to call her directly on 0435 134 680 to review and compare options. As always, I can also be contacted on 0434 103 326 for any questions or queries.

Image of business person preparing tax - NBS Home Loans Asset Finance Broker Advice


Over the last few months, we’ve been running a print, web, and social media campaign addressing some of the most frequently asked questions about borrowing during COVID-19.

We are often asked questions regarding things that may affect new loan or refinance applications, including the impact of accessing superannuation under COVID provisions, receiving JobKeeper payments, or deferring payments on existing loans.

For the answers to these and other commonly asked questions as well as hardship resources, see our page australia-during-covid-19-your-questions-answered-by-nbs-home-loans-finance-broker/ or follow us on Facebook.


Owner Occupied Loans from:

Fixed: 2.14% (comparison 2.94%)

Variable: 2.19% (comparison 2.57%)

Residential Investment Loans from:

Fixed: 2.39% (comparison 3.01%)

Variable: 2.59% (comparison 3.10%)

There are also several lenders offering cashback on eligible refinances, with offers up to $4000 cashback currently available. (Terms, conditions, eligibility criteria, and normal lender assessments apply.) Please contact us on 0434 103 326 or 1800 NBS LOAN if you’d like to review your existing loan or you are considering expanding your property portfolio.



From time to time, NBS Home Loans works with other businesses in the finance and property industries to assist clients. In this newsletter, we’d like to shine a spotlight on one such industry colleague: 21st Century Property Investments.

There are many reasons our clients consider purchasing investment properties. Depending on their circumstances, these may include tax benefits, negative gearing, long term investment, or capital growth. With Australian Bureau of Statistics projections indicating that Brisbane’s population growth will exceed that of Sydney and Melbourne for at least the next decade, Brisbane remains a popular location for property investors.

21st Century Property Investments Pty Ltd is an industry expert in building and developing successful property investment portfolios in the Brisbane area. With over 24 years of experience, they cater to a range of different budgets and specifications. By building and selling their own house and land packages, they effectively cut out the middle man and offer a simplified investment process that allows you to buy direct from the builder, eliminating hidden costs. For more information, please visit their website at or contact the team at NBS Home Loans directly.


“Most transparent mortgage broker you will ever get to meet. Everything that you need to make the decision is disclosed to you (the commission they get, any referral they pay, the benefits you get, and also the charges you may have to pay when you leave). Very confident and experienced person, knows what he is talking and you’d find him to be more professional than the banks themselves!”


NBS Home Loans Client

Financial Hardship Resources And Contacts

We understand this is a difficult time for many of our clients, friends and family. We have compiled the below list of financial hardship contacts and resources for anyone who may find them helpful.

Lenders’ Hardship Contacts

For additional information and to be directed to the relevant section of each lender’s website, please visit this page on our website:


ANZ: 1800 351 548

Bank of China: 1800 095566

Bank of Queensland: 1800 079 866 or

Bankwest: 1300 787 144

Bluestone: 13 25 83

CBA: 1300 720 814 or

Connective HL: 1300 543 558

Connective Solutions: 13 73 77

ING: 1300 349 166

Latrobe: 13 80 10 or

Macquarie: 1300 363 330

ME Bank: 13 15 63

MyState: 138 001

NAB: 1800 701 599

Pepper: 1800 356 383

St George: 1300 303 110

Suncorp: 1800 225 223

Virgin Money: 1800 701 997

Westpac: 1800 067 497


Additional Support Resources

Lifeline: 13 11 14

Suicide Call Back Service: 1300 659 467

Beyond Blue: 1300 224 636

Mental Health Line: 1800 011 511

Kids Helpline: 1800 551 800

MensLine Australia: 1300 789 978

GriefLine: 1300 845 745