A Note From Martin Walmsley, Principal Broker
It’s hard to believe it’s almost the end of the year already… and what a year it’s been! I’d like to take this opportunity to wish all our clients, friends and colleagues a happy and safe holiday period. I’d also like to sincerely thank you all for your continued support of NBS Home Loans throughout what has proven to be a challenging year for everyone.
NBS Home Loans will remain open for any urgent enquiries throughout the Christmas and New Year period, although our office hours may vary, so it’s best to call ahead before dropping in. As always, I can also be contacted on0435 134 680 or by email at marty@nbshomeloans.com.au if you require any assistance during this period.



NBS Home Loans In The Community
With COVID restrictions in place this year, many events were sadly cancelled or postponed. Once restrictions ease, we are excited to get back out into the community once again. All being well, we hope to see you at the following events in 2021.
The Bobbin Head Cycle Classic, 28 March 2021: This event is a major fundraiser for Lifeline. NBS Home Loans is proud to once again be a sponsor of the 2021 event.
Sydney Home Show, 21 May 2021 – 23 May 2021: With more than 250 exhibitors, this is a must for anyone looking to build, renovate or redecorate. You’ll find us at stand A13.
INTEREST RATE SNAPSHOT AS AT 11 DECEMBER 2020
Owner Occupied Loans from:
Fixed: 1.89% (comparison 2.92%)
Variable: 2.19% (comparison 2.58%)
Residential Investment Loans from:
Fixed: 2.24% (comparison 2.97%)
Variable: 2.59% (comparison 3.10%)
There are also several lenders offering cashback on eligible refinances, with offers up to $4000 cashback currently available. (Terms, conditions, eligibility criteria, and normal lender assessments apply.) Please contact us on 0434 103 326 or 1800 NBS LOAN if you’d like to review your existing loan or you are considering expanding your property portfolio.


ONE AGENCY NBS HOME LOANS UPDATES
One Agency NBS Real Estate will officially go live in the new year! This will create a one-stop-shop for investment property clients; Not only can we help secure finance for your investment property, but we can now also offer discounted property management services in select areas to ensure total peace of mind.
We can assist with all investment properties with 20km radius of Seven Hills or Gosford. Our property management fees are 4% + GST for NBS Home Loans clients, or 5% + GST for non-NBS Home Loans clients. With over 20 years of experience in finance combined with the extensive resources of the One Agency brand – as well as being property investors ourselves – we know what makes a good tenant and will always go the extra mile to find the right fit for your property.
We will be contacting with our investment property clients in the new year to see if we can be of any assistance, but please feel free to Contact One Agency NBS Real Estate in the meantime if you’d like further information.

SPOTLIGHT ON VISION 21 REAL ESTATE
From time to time, NBS Home Loans works with other businesses in the finance and property industries to assist our clients. In this newsletter, we’d like to introduce another of our industry colleagues: Vision 21, a boutique real estate business based in Sydney’s Hills District.
People buy property for a range of reasons – investing for retirement; creating a financial safety net; or putting down roots, becoming part of a community, and building a home. Whatever your property needs, Vision 21 will provide you with a no-pressure sales experience, encouraging you to ask questions and realise your real estate vision.
Specialising in house and land packages and off-the-plan sales, they cater to first home buyers, owner-occupiers, or investors alike. They aim to make building a house an easy process where your interests and needs are foremost in all decisions. Vision 21 will guide you through the entire process and can work with NBS Home Loans to help arrange your finances.
If you are looking for that dream home or your next investment, please visit the Vision 21 website here or contact the team at NBS Home Loans directly for an introduction.
WHAT OUR CLIENTS ARE SAYING
“I cannot say enough about Marty and his support staff. We had excellent customer service throughout the whole process. My transport company took asset finance through Marty who managed to get it through when no one else could due to COVID-19. If you are looking for a loan of any kind, speak to Marty.”
Financial Hardship Resources And Contacts
We understand this is a difficult time for many of our clients, friends and family. We have compiled the below list of financial hardship contacts and resources for anyone who may find them helpful.
Lenders’ Hardship Contacts
For additional information and to be directed to the relevant section of each lender’s website, please visit this page on our website: https://www.nbshomeloans.com.au/financial-resources-hardship-contacts-covid-19-australia
ANZ: 1800 351 548
Bank of China: 1800 095566
Bank of Queensland: 1800 079 866 or CustomerAssistanceTeam@boq.com.au
Bankwest: 1300 787 144
Bluestone: 13 25 83
CBA: 1300 720 814 or customerassist@cba.com.au
Connective HL: 1300 543 558
Connective Solutions: 13 73 77
ING: 1300 349 166
Latrobe: 13 80 10 or hardshipassist@latrobefinancial.com.au
Macquarie: 1300 363 330
ME Bank: 13 15 63
MyState: 138 001
NAB: 1800 701 599
Pepper: 1800 356 383
St George: 1300 303 110
Suncorp: 1800 225 223
Virgin Money: 1800 701 997
Westpac: 1800 067 497
Additional Support Resources
Lifeline: 13 11 14
Suicide Call Back Service: 1300 659 467
Beyond Blue: 1300 224 636
Mental Health Line: 1800 011 511
Kids Helpline: 1800 551 800
MensLine Australia: 1300 789 978
GriefLine: 1300 845 745