About NBS Home Loans

About NBS Home Loans

NBS Home Loans

Making Bank Speak People Speak

Image Portrait photo of Martin (Marty) Walmsley, CEO, NBS Home Loans, Best Home Loans Finance Broker, Seven Hills, Sydney

Unlike banks and large mortgage broking franchises, NBS Home Loans is independently owned and operated. Owner Martin Walmsley and his dedicated team pride themselves on building genuine, ongoing relationships with each client throughout the entire life cycle of their loan and beyond. 

Whether you are looking for a home or investment property loan, business loan, commercial loan, personal loan or asset finance, Martin and his team can save you time and money by comparing a huge range of loans from over 40 lenders to find the right fit for your individual needs and circumstances. We specialise in complex or ‘outside the box’ loans, particularly for self-employed clients, and pride ourselves on helping clients that others will not or cannot.

clinton paki
clinton paki
5. January, 2024.
Marty & his team at NBS Home Loans did an excellent job and kept me up to date throughout the whole process. I would highly recommend to anyone. Thanks again!
Elias Elkhoury
Elias Elkhoury
15. December, 2023.
Was a pleasure dealing with Marty great work and fast turnaround
Andrew Jazrawi
Andrew Jazrawi
15. December, 2023.
Very knowledgeable and easy to work with.
Manilal Chandran
Manilal Chandran
22. November, 2023.
"Outstanding service. From the initial consultation to the final approval, their professionalism and attention to detail were evident. They went above and beyond to find the most suitable mortgage for my needs, ensuring I understood every step. The seamless communication and commitment to securing the best terms make them a top choice. I couldn't be happier with the results!"
Sev Serian
Sev Serian
20. November, 2023.
Marty is on the case. Thank you 😊
Callum Wyatt
Callum Wyatt
23. October, 2023.
Great service. Marty and the team worked extremely hard to deliver in ever changing circumstances.
Ikechukwu Uyagu
Ikechukwu Uyagu
28. August, 2023.
Had 2 builds with NBS now, it's been a good experience, Marty is on top of things, and he takes his time to make sure you understand what can be a complex process. I don't know how he does it, but he somehow manages to be friends with his Clients. NBS home loans is highly recommended by me.
Elie Haddad
Elie Haddad
28. August, 2023.
Awesome team, they really walked me through the process. Highly recommend 👌
Richard
Richard
17. January, 2023.
Marty and team were fantastic to deal with, they made process really easy. Highly recommend
Lorrell Chapman
Lorrell Chapman
16. December, 2022.
Merry Christmas to Marty and all at NBS. I would not have survived this year without you. Thank you so much for organising and securing finance for both my daughters and in different states. I will send photos once the buildings are completed. Have a safe and successful New Year. Cheers Lorrell
Image Portrait photo of Martin (Marty) Walmsley, CEO, NBS Home Loans, Best Home Loans Finance Broker, Seven Hills, Sydney

Martin Walmsley, JP

Owner & Principal Broker

https://www.linkedin.com/in/martin-walmsley-jp-7288622a/

With over 20 years of lending experience, Martin brings a refreshing change to the finance broking space. After many years of working as lender for the big banks, Marty knew there had to be a better way of doing business that genuinely put clients’ best interests first and didn’t leave them feeling bamboozled. His business, NBS Home Loans, was founded in 2017 around one simple principle: Straightforward loans with NO BS! He is also a JP and fully-licensed Real Estate Agent.

Image Portrait photo of Martin (Marty) Walmsley, CEO, NBS Home Loans, Best Home Loans Finance Broker, Seven Hills, Sydney

Beth Watts

Client Manager

https://www.linkedin.com/in/bethany-watts-86a18b190/ 

Beth joined NBS Home Loans in 2019 after 17 years in the banking sector, including 10 years as a bank manager. At NBS Home Loans, our service extends far beyond simply obtaining loans for our clients; Beth liaises with all of our clients on an ongoing-basis throughout the entire life cycle of their loan to ensure that everything runs smoothly and our clients always stay on a sharp rate.

Image Portrait photo of Martin (Marty) Walmsley, CEO, NBS Home Loans, Best Home Loans Finance Broker, Seven Hills, Sydney

Liz Laird

Administration Manager

https://www.linkedin.com/in/liz-laird-b96a1562/ 

Liz joined NBS Home Loans in 2018, bringing with her a wealth of experience in loan administration and office management. While many brokers outsource their loan processing to external companies (which are often based overseas), all NBS Home Loans applications are processed in-house by Liz in our Seven Hills office, giving our clients extra peace of mind. Liz has a great eye for detail and loves working closely with clients to make the application process as efficient and smooth as possible. 

Our Memberships And Awards

NBS Home Loans is a proud accredited member of the Mortgage & Finance Association of Australia

NBS Home Loans Core Values and Mission

Making Bank Speak People Speak

What is Our Mission?

Our goal is to provide information and advice in a straight-forward manner – without the bull! Banks tend to hide a lot of the important details in the fine print that no one ever reads, so it’s often hard to know if you are getting the right loan for your circumstances. We take the time to explain contracts, calculations, and compare options so you know exactly where you stand. We always work in our clients’ best interests and pride ourselves on building genuine, ongoing relationships with our clients and providing outstanding customer services.

What is our Vision?

Our vision is to be a well-known and trusted brand in the loan marketplace, without ever compromising our ‘no bull’ ethos. With our large panel of lenders and expertise in dealing with ‘outside the box’ scenarios, we aim to provide a range of loan solutions for all Australians.

Where Are We Going?

Over the next few years, we will continue to grow our long-term client base and in-house team, providing ongoing sustainable management of our clients’ loans through the entire life cycle of their loan.

  • Customer Relationships 100% 100%
  • Expert Support For Self Employed Own Business 100% 100%
  • Long Term Loan Management 100% 100%
  • Bank Liaison and Representation 100% 100%
  • Finance 100% 100%

Martin Walmsley, JP
CEO, NBS Home Loans

What is Our Mission?

Our goal is to provide information and advice in a straight-forward manner – without the bull! Banks tend to hide a lot of the important details in the fine print that no one ever reads, so it’s often hard to know if you are getting the right loan for your circumstances. We take the time to explain contracts, calculations, and compare options so you know exactly where you stand. We always work in our clients’ best interests and pride ourselves on building genuine, ongoing relationships with our clients and providing outstanding customer services.

What is our Vision?

Our vision is to be a well-known and trusted brand in the loan marketplace, without ever compromising our ‘no bull’ ethos. With our large panel of lenders and expertise in dealing with ‘outside the box’ scenarios, we aim to provide a range of loan solutions for all Australians.

Where Are We Going?

Over the next few years, we will continue to grow our long-term client base and in-house team, providing ongoing sustainable management of our clients’ loans through the entire life cycle of their loan.

  • Customer Relationships 100% 100%
  • Expert Support For Self Employed Own Business 100% 100%
  • Long Term Loan Management 100% 100%
  • Bank Liaison and Representation 100% 100%
  • Finance 100% 100%
clinton paki
clinton paki
5. January, 2024.
Marty & his team at NBS Home Loans did an excellent job and kept me up to date throughout the whole process. I would highly recommend to anyone. Thanks again!
Elias Elkhoury
Elias Elkhoury
15. December, 2023.
Was a pleasure dealing with Marty great work and fast turnaround
Andrew Jazrawi
Andrew Jazrawi
15. December, 2023.
Very knowledgeable and easy to work with.
Manilal Chandran
Manilal Chandran
22. November, 2023.
"Outstanding service. From the initial consultation to the final approval, their professionalism and attention to detail were evident. They went above and beyond to find the most suitable mortgage for my needs, ensuring I understood every step. The seamless communication and commitment to securing the best terms make them a top choice. I couldn't be happier with the results!"
Sev Serian
Sev Serian
20. November, 2023.
Marty is on the case. Thank you 😊
Callum Wyatt
Callum Wyatt
23. October, 2023.
Great service. Marty and the team worked extremely hard to deliver in ever changing circumstances.
Ikechukwu Uyagu
Ikechukwu Uyagu
28. August, 2023.
Had 2 builds with NBS now, it's been a good experience, Marty is on top of things, and he takes his time to make sure you understand what can be a complex process. I don't know how he does it, but he somehow manages to be friends with his Clients. NBS home loans is highly recommended by me.
Elie Haddad
Elie Haddad
28. August, 2023.
Awesome team, they really walked me through the process. Highly recommend 👌
Richard
Richard
17. January, 2023.
Marty and team were fantastic to deal with, they made process really easy. Highly recommend
Lorrell Chapman
Lorrell Chapman
16. December, 2022.
Merry Christmas to Marty and all at NBS. I would not have survived this year without you. Thank you so much for organising and securing finance for both my daughters and in different states. I will send photos once the buildings are completed. Have a safe and successful New Year. Cheers Lorrell

Martin Walmsley, JP

CEO, NBS Home Loans

 

NBS Home Loans Information

Always Working In Your Best Interest To Ensure You ALL WAYS Have The Best Loan

How Did NBS Home Loans Come About?

Our CEO, Martin Walmsley has worked 20 years for the major banks got sick of the politics that came with working majors from a staff member’s point of view.  He found the culture was toxic. Martin believed banks had lost sight of the client and put sales targets above customer service. Each sales staff member was more concerned about what they bring home in bonuses compared to actually looking after the client.  The successful staff members according to banks success over the relationship. Since the Royal Commission changed pay structure standard and large bonuses – large base salaries with minimal bonuses, however, expect the same result from that salary.

21 Years Experience Across The Financial Sector

20+ years of experience in the retail banking sector (management mainly).  Some project-based, home lending and home finance.  Martin became a home finance expert.  He acted in the role of the lender for two years.  His experience was mainly in consumer lending; personal home asset not business loans at that time.

What Makes Martin An Expert and Legimate Loan Advisor And Finance Broker?

With over 20+ years of experience, Martin has been writing lending or overseeing lenders.  Part of his roles in the past has been to mitigate the harder to place deals; working with credit managers in writing and managing credit scores, placing tricky loans that no one wants to deal with. Martin was renowned at Westpac because he would take on deals no one else wanted to.  He rarely got vanilla deals. Martin specialises in self-employed lending USPs. “If Marty can’t get it approved, no one can, they used to say. BankWest was known as ‘Mr Mortgage’.

Why Can customers Trust NBS Home Loans?

Because we may not give answers want to hear the answer you need to hear – what we say will be the TRUTH and nothing but the truth.  This means whether a month away or two years away from purchasing will get you there – manage and hold your hand through the first interview right through past settlement and be the intermediary and negotiator between you and your bank to ensure NBS Home Loan clients are empowered to ensure that the bank treats them right and fairly and we expect no less than this conduct for our lenders.

If our lenders are not looking after clients I do not keep them on.  We do not care about lenders sales results, we care that they look after our clients.  We only bring a lender on board if they trade under our brand and they trade under our rules, standards which are incredibly high.

What Kind Of Fees Are Involved With NBS Home Loans For Home Loans, Investment Property Loans And Bridging Loans?

Generally paid by the bank and no costs to the consumer.  In some cases with extremely complex lending or where there is no payment to be made by the bank, at settlement a fee will be negotiated before any work is undertaken.

 

NBS Home Loans Information

Always Working In Your Best Interest To Ensure You ALL WAYS Have The Best Loan

How Did NBS Home Loans Come About?

Our CEO, Martin Walmsley has worked 20 years for the major banks got sick of the politics that came with working majors from a staff member’s point of view.  He found the culture was toxic. Martin believed banks had lost sight of the client and put sales targets above customer service. Each sales staff member was more concerned about what they bring home in bonuses compared to actually looking after the client.  The successful staff members according to banks success over the relationship. Since the Royal Commission changed pay structure standard and large bonuses – large base salaries with minimal bonuses, however, expect the same result from that salary.

21 Years Experience Across The Financial Sector

With over 20+ years of experience, Martin has been writing lending or overseeing lenders.  Part of his roles in the past has been to mitigate the harder to place deals; working with credit managers in writing and managing credit scores, placing tricky loans that no one wants to deal with. Martin was renowned at Westpac because he would take on deals no one else wanted to.  He rarely got vanilla deals. Martin specialises in self-employed lending USPs. “If Marty can’t get it approved, no one can”, they used to say. BankWest was known as ‘Mr Mortgage’.

What Makes Martin An Expert And Legitimate Financial Loan Advisor And Finance Broker?

Martin holds Diplomas and training Cert IV Mortgage Management accredited with over 30 lenders.  We are members of the MFAA and hold and also maintain membership with AFCA.  We are professionally insured with personal and indemnity, public liability, have a police check, etc. Our Credit Representative # 497350 – to secure this number you need all the memberships and insurances above.  If Martin declares bankruptcy or gets arrested he would lose this number and more than likely never hold again, therefore, he has a lot to lose if he does not trade with impeccable professional conduct in the financial market place.

Why Can Customers Trust NBS Home Loans?

Because we may not give answers want to hear the answer you need to hear – what we say will be the TRUTH and nothing but the truth.  This means whether a month away or two years away from purchasing will get you there – manage and hold your hand through the first interview right through past settlement and be the intermediary and negotiator between you and your bank to ensure NBS Home Loan clients are empowered to ensure that the bank treats them right and fairly and we expect no less than this conduct for our lenders.

If our lenders are not looking after clients I do not keep them on.  We do not care about lenders sales results, we care that they look after our clients.  We only bring a lender on board if they trade under our brand and they trade under our rules, standards which are incredibly high.

What Kind Of Fees Are Involved With NBS Home Loans For Home Loans, Investment Property Loans And Bridging Loans?

Generally paid by the bank and no costs to the consumer.  In some cases with extremely complex lending or where there is no payment to be made by the bank, at settlement a fee will be negotiated before any work is undertaken.

Happy NBS Home Loans Customers

NBS Home Loans, working alongside you in life for the lifespan of your loan.

When we thought it was going to be impossible to refinance and change titles, Marty made it happen! After several attempts to do so with other inexperienced brokers over the last few years, Marty had the extensive knowledge that was needed to assist us in refinancing. We had been turned away or told that no banks would "touch us", he worked tirelessly with us to get us across the line. We had bad credit, are self employed and up to our eye balls in debt. It felt like forever, but that is how it is when you are desperate! We are due to settle after almost 3 months of Marty's hard work mitigating with the bank. He painted a picture for them and showed how we were able to make payments but was just always late due to our own clients not paying on time. Because of his dedication and 100% transparency, we are able to start again on a clean slate. We highly recommend him, as his time and dedication to our refinance has changed our lives!

 

Siriwang Chang

I hightly recommend NBS Home Loans. NBS Home Loans helped me immensely restructed my home loan and obtained a new loan for my investment property. Martin is very professional and approachable. Always try his best o find the best deal for his clients. He is always there to help and always return my email and phone calls. I would recommend NBS to anyone who is looking for either home or investment loans. Martin delivers what he promised.

 

Autumn Liu

Our Track Record

NBS Home Loans are specialists in Home Loans, Asset Loans and Business Loans

259,703,435 Millions Loaned

Loans On Books

CRM Under Management

Growing $7.5 Million/Month

Secure Your FREE Consultation NOW

We can visit you at a time convenient for YOU.  After hours?  Yep!  Sure!!!

Secure Your FREE Consultation NOW

We can visit you at a time convenient for YOU; after hours?  Yep!  Sure!!!

Request A Call-Back

We’re Here To Help You At The Time Convenient To YOU.

Arrange a meeting with one of our loans specialists.  We can see you after hours and even at night.  AND it’s free for us to consult you.

 

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