by NBS Home Loans | Feb 2, 2022 | Finance Broker Articles, First Home Buyers, Interest Rates
What Is LVR? Why Do I Need To Know? Why Is Loan To Value Ratio Important When Looking For A Home Loan? LVR stands for Loan to Value Ratio. LVR is the amount of your loan divided by the value of your property. If your lender values a property at $500,000, and you...
by NBS Home Loans | Jan 21, 2022 | Finance Broker Articles, First Home Buyers, Home Loans, Refinancing
Do You Have A Great Home Loan Rate? Is It Time to Review Your Home Loan Rate? How Do You Know When To Refinance? When you are first shopping for a home loan, a great low-interest rate is usually high on the priority list. But what happens AFTER you’ve set up...
by NBS Home Loans | Dec 20, 2021 | Finance Broker Articles, First Home Buyers, Home Loans
A Note From Martin Walmsley, Principal Broker As another busy year draws to a close, I’d like to wish all our clients and friends a happy and safe Christmas and New Year period. After spending so much time apart again this year, I hope many of you finally have...
by NBS Home Loans | Dec 1, 2021 | Finance Broker Articles, Home Loans
What Are The Pros And Cons Of Buy Now And Paying… Later And… Can BNPL Affect You Getting A Loan? Article Summary At A Glance Buying now and paying later is convenient, but there are some things you need to know before deciding if it’s right for you. Buy...
by NBS Home Loans | Nov 26, 2021 | Finance Broker Articles, Home Loans
What Are The Pros And Cons Of Choosing A Fixed Rate Lock On Your Home Or Investment Property Loan? Firstly to answer this question, we need to understand first what a fixed-rate loan is. Another thing that is helpful is to understand the other loan types there are so...
by NBS Home Loans | Oct 13, 2021 | Finance Broker Articles, Home Loans
A Note From Martin Walmsley, Principal Broker I hope everyone is faring well during the continued lockdowns across many parts of Australia. As restrictions start to ease in NSW, we will continue to offer our full range of services via video and phone meetings, as well...